Features & Amenities

Interior

  • Other Interior Features

    Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)

  • Total Bedrooms

    3

  • Bathrooms

    4

  • 1/2 Bathrooms

    2

  • Above Grade Finished Area

    3503.0

  • Basement YN

    YES

  • Cooling YN

    YES

  • Cooling

    Central Air, Electric, Heat Pump, Zoned

  • Fireplace YN

    YES

  • Heating YN

    YES

  • Heating

    Central, Electric, Forced Air, Heat Pump, Zoned

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    4

  • Construction Materials

    Stone

  • Other Exterior Features

    Dock, Fire Pit, Gas Grill

  • Parking

    Circular Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side, Golf Cart Garage, Tandem

  • Patio and Porch Features

    Deck, Front Porch, Porch, Rear Porch, Side Porch

  • Pool

    No

  • Waterfront YN

    YES

  • View

    Water

Area & Lot

  • Lot Features

    Cul-De-Sac, Sloped, Wooded, Views, Waterfront

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Transitional

Price

  • Sales Price

    $5,499,000

  • Sq. Footage

    4, 924

  • Price/SqFt

    $1,116

HOA

  • Association

    Yes

  • Association Fee

    $4,085

  • Association Fee Frequency

    Annually

  • Association Fee Includes

    N/A

School District

  • Elementary School

    T.C. Henderson

  • Middle School

    Rosman

  • High School

    Rosman

Property Features

  • New Construction

    YES

  • Association Amenities

    Dog Park, Trail(s)

  • Senior Community YN

    NO

  • Sewer

    Private Sewer

  • Water Source

    Well

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Location

County

Transylvania

Elementary School

T.C. Henderson

Middle School

Rosman

High School

Rosman

Listing Courtesy of Jeff Ramm , Coldwell Banker Advantage

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Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club, Golf Course, marina, and the Greystone Inn! Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower level Kitchen with outdoor access, and 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65 acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility undisturbed by noise or wakes from the main lake. Lake Toxaway is the largest private lake in NC! Updates include new mechanicals, roof, windows, appliances, cabinetry, trim, decks, lighting and flooring. Home can be purchased complete with all new designer furnishings! Adjacent 2.5 acre building site complete with 4 Bed Rm approved septic and lake access also available.  Membership to Lake Toxaway Country Club through application and availability.

95 Cardinal Trace

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Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living.
Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors.
At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round.
Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character.
Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddleboards, canoes, and all your lake gear.
Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.
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This nicely furnished custom home in the Meadow Ridge section of Lake Toxaway Estates sits on a double lot totaling over 5 acres and is turn key, waiting on you.  Watch gorgeous sun rises to the east while also overlooking incredible mountain and lake views.  With special attention to design, this one of a kind home features reclaimed wood floors with radiant heat, stacked stone fireplaces and accent walls, main level living and so much more.  The exquisite design elements including arched beams and doors, make this home both cozy and inviting.  The primary suite boasts a stone fireplace and large walk in closet.  Each bedroom has an en-suite bath.  Enjoy the views from nearly every room in the house.  With a large porch complete with its own fire place, you can relax and take in the vista. The lot is nicely landscaped and also includes a nature trail for you to enjoy. It is also convenient to the playground and Meadow Ridge Pavilion.   This home was completed in 2025 and is perfect for the discriminating buyer looking for that special place to call home. Property has a whole house 26KWgenerator with an automatic transfer switch and a 10 year extended warranty.
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Set along the pristine shores of Lake Toxaway, this exceptional custom home offers a rare blend of luxury, comfort, and breathtaking natural beauty. Featuring 4 spacious bedrooms and 5½ baths, the residence is thoughtfully designed to capture stunning lake views from nearly every angle.

At the heart of the home, a grand great room showcases a striking stone wood-burning fireplace, soaring beamed cathedral ceilings, and a dramatic wall of windows that frame panoramic views of the water. The chef’s kitchen is equally impressive, equipped with a Viking oven and range, multiple dishwashers, a generous island, and even a built-in pizza oven located in the den—perfect for entertaining family and guests.

Designed for both relaxation and convenience, the home includes a private sauna, elevator access, and a whole-home generator for peace of mind. Outside, a circular drive provides easy access, while expansive lakeside porches invite you to unwind and take in the serene surroundings.

The property’s extensive docking and boathouse, connected by a paved cart path from the home, make enjoying lake life effortless. Ideally located across lake from the Club, golf course, and marina, this residence offers the ultimate Lake Toxaway lifestyle—where refined living meets the tranquility of the mountains.
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Nestled along the pristine shores of Lake Toxaway, this extraordinary custom-designed lakefront residence, completed in 2022, blends refined mountain-modern architecture with exceptional craftsmanship and luxurious amenities. Designed to maximize breathtaking water views and seamless indoor-outdoor living, the home features expansive walls of glass, an open-concept floor plan, and soaring cathedral ceilings accented by exposed wooden beams and a dramatic floor-to-ceiling stone fireplace in the great room coupled with folding glass doors that seamlessly extends the living area from inside to out.
The living room opens completely to the exterior porch through retractable doors, creating an inviting entertainment space that effortlessly connects the home to the surrounding landscape and tranquil lakefront setting. Three fireplaces located in the living room, covered porch, and recreation room provide warmth and ambiance throughout the home.
Every detail was thoughtfully curated, from the custom-designed front door crafted from reclaimed aged barn wood to the elegant 8-foot interior doors adorned with Emtek oil-rubbed bronze hardware from the Hercules Collection. The gourmet kitchen boasts Dolomite Marble countertops and is equipped with premium Bosch and Thermador appliances, while Italian tile and marble enhance the spa-inspired bathrooms featuring curb less showers and illuminated mirrors with adjustable color and brightness controls.
Designed for comfort and convenience, the home includes laundry rooms on each floor, hand-scraped and brushed European White Oak engineered hardwood flooring in a sophisticated Grey Mist finish, and a fully encapsulated crawl space with dehumidification. Advanced lighting features include an abundance of 4-inch hi-hats, automatic closet lighting, stair step illumination, exterior landscape lighting, and power service extending to both the driveway and private dock.
Built with superior efficiency, durability, and convenience in mind, the home features 2x6 exterior walls with full insulation, spray foam attic insulation, and a robust 400-amp electrical service. Plumbing amenities include dual-zone propane recirculating instant hot water systems, six frost-free exterior hose bibs, and premium Grohe, Moen, and Kohler fixtures throughout. The bathroom off the downstairs rec room is a Cabana Bath that features a very convenient outdoor shower.
Heating and cooling are equally impressive, with two complete Trane 18-SEER HVAC systems serving the upper and lower levels, including gas furnace and humidification on the main floor, Wi-Fi-enabled thermostats, and a Mitsubishi ductless heating and cooling system in the studio space.
Outside, a private dock provides effortless access to boating and lake activities, while the adjacent lakeside lawn offers the perfect setting for entertaining, family gatherings, and outdoor recreation. A security system and whole-home water purification system complete this remarkable turnkey lakefront retreat where luxury, comfort, and timeless design come together in one exceptional property.
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